Connect with 13,000+
banks & credit unions

RetroFi automatically connects to your financial accounts through Plaid, the same secure data network trusted by millions of people at apps like Venmo, Robinhood, and Coinbase. Your credentials never touch our servers.

How it works

RetroFi never touches your login.

When you connect a bank, RetroFi opens a secure Plaid window in your browser. You enter your credentials directly with Plaid, not with us, and Plaid handles authentication entirely.

Plaid shares only balances and transactions with RetroFi, using read-only access. We cannot move money, initiate transfers, or see your password.

1
You open Plaid Link
A Plaid-hosted window appears in your browser. Your credentials go directly to Plaid; RetroFi never sees them.
2
Plaid authenticates with your bank
Plaid verifies your identity using OAuth or encrypted credentials, never stored in plain text.
3
Data flows to RetroFi, read-only
Balances and transactions sync automatically. No passwords stored, no ability to move funds.
Person using RetroFi on their phone
Security at a glancePlaid
13,000+
Banks & credit unions
Read-only
Access level
256-bit
AES encryption

Every account, every dollar, in one place.

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